Term Life Insurance

Help Protect a Growing Family with Term Life Insurance

For younger individuals and families, term life insurance can provide support for loved ones and help with financial obligations should the insured die prematurely. Transamerica Life (Bermuda) Ltd. provides term life insurance policies that provide flexibility, competitive premiums and death benefit coverage through age 95.

TrendsetterSM Super Series
Trendsetter Super Series offers 10-, 20-, and 30-year guaranteed level premium term policies. Trendsetter ROP 30 not only provides the protection of life insurance with 30-year guaranteed level premiums, but also provides a refund of eligible premiums at the end of the level premium period, if the policy is still in-force and the death benefit is not utilized.1

10-, 20-, and 30-year term policies feature:

  • Competitive underwriting classes and premiums
  • Guaranteed conversion to any universal life policy made available by the company to the earlier of the end of the level premium period or the insured's age 70, available through the conversion rider
  • Age-last-birthday issue ages that help secure the best premiums (benefits applicants with birthdays more than six months ago)
  • Waiver of premium rider that waives your premium in the event of qualifying total disability
  • Available Preferred Plus underwriting class that offers our most competitive premiums for the healthiest clients2
  • Accelerated death benefit that provides funds for your needs during a terminal illness

A Transamerica authorized representative can help explain all the details of our term life insurance policies and how they can help meet financial objectives.

1Excluding substandard premiums, rider premiums and outstanding loans. Return of premium not available if death occurs during level premium period.

2 Available on face amounts of $500,000 or more.

Trendsetter Super 10 (Policy Form #6-606 67-110), Trendsetter Super 20 (Policy Form #6-604 67-110), Trendsetter Super 30 (Policy Form #6-634 67-110) and Trendsetter ROP 30 (Policy Form #6-630 67-110) are term life insurance policies issued by Transamerica Life (Bermuda) Ltd., incorporated in Hamilton, Bermuda.

Premiums increase annually beginning in year 11 for Trendsetter Super 10, in year 21 for Trendsetter Super 20, and in year 31 for Trendsetter Super 30 and Trendsetter ROP 30. Policies are only available in Hong Kong.

Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.

TLB 229HK 0810